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The canonical fill

What it costs to fill a 275 gallon tank

The short answer

A 275 gallon tank takes about 261 gallons from empty, not 275, because deliveries fill to roughly 95% of nominal. At $5.54 a gallon that is $1,446.02. The nominal figure of 275 gallons would be $1,522.13.

Gallons it really takes

261

That fill

$1,446.02

Nominal 275 gallons

$1,522.13

Unit price

$5.54per gallon

The 275 gallon tank is the standard American basement or cellar tank, and the fill is the transaction almost every oil household is pricing. Two things make the arithmetic different from what people expect: the tank does not take its nameplate volume, and the national price is not your price.

EIA State Heating Oil and Propane Program / W_EPD2F_PRS_NUS_DPG / published 30 March 2026 / checked 23 September 2026 / lag 177 daysthree to six months oldtier A

Last in-season print. The survey pauses after March and resumes in October, so this figure ages all summer.

By tank size, at the last national print

NominalTakes to 95%Cost of that fillCost at nominal
275 gallons261$1,446.02$1,522.13
330 gallons314$1,737.99$1,826.55
500 gallons475$2,629.13$2,767.50
550 gallons523$2,894.81$3,044.25
1,000 gallons950$5,258.25$5,535.00
At $5.54 a gallon, the last in-season national print. The 95% ceiling is a working convention, not a regulation. Individual dealers set their own practice.

The same tank, priced by state

StateLast print261 gallon fillAgainst the national print
Michigan$4.50$1,174.24down $1.04
Ohio$4.73$1,233.49down $0.81
Pennsylvania$5.16$1,346.76down $0.38
Maryland$5.28$1,377.04down $0.26
Maine$5.37$1,401.83down $0.16
Connecticut$5.55$1,447.51up $0.01
Massachusetts$5.74$1,498.66up $0.21
New York$5.87$1,533.11up $0.34
State prints for the same week as the national figure. Direction is stated in words rather than color, because color on this site means price level and nothing else.

How long a full tank lasts

261 gallons of No. 2 is about 10,594 kilowatt hours of gross energy, or roughly 36.1 million Btu. In a cold New England January a typical house can move through that in five to seven weeks. In a mild November it can last three months. Work it from degree days rather than from a rule of thumb.

Why the tank does not take 275 gallons

The delivery hose stops short of the top for the same reason a fuel tank in a car does: oil expands as it warms, and a tank needs vapor space above the liquid. A driver filling to the whistle stop is filling to that ceiling, not to the nameplate. The difference on a 275 is about fourteen gallons, which is real money at these prices.

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